Holding Insurance Corporations Accountable

You pay your premiums on time, expecting that if disaster strikes, your insurance company will be there to protect you. Unfortunately, insurance companies are for-profit corporations. Every dollar they pay out in a claim is a dollar taken from their bottom line.

By law, insurance companies owe you a duty of "good faith and fair dealing." When they prioritize their profits over your valid claim, they cross the line into Insurance Bad Faith. At Parsons Law Firm, we level the playing field. We know the games adjusters play, and we know how to stop them.

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Signs of Insurance Bad Faith

Bad faith isn't just a simple disagreement over the value of a claim. It involves unreasonable, deceptive, or malicious behavior. Common examples include:

• Unjustified Denials: Rejecting your claim without providing a clear, valid reason based on your policy language.
• Unreasonable Delays: Dragging out the claims process for months or continually asking for unnecessary paperwork to frustrate you into giving up.
• Failure to Investigate: Denying your claim without actually conducting a thorough, independent investigation into the accident.
• Lowball Offers: Offering a settlement amount that is insultingly low, hoping your financial desperation will force you to accept it.
• Misrepresenting Policy Terms: Twisting the language of the contract to make it seem like your injury isn't covered.

Fighting Back: North Carolina Consumer Protection Laws

In North Carolina, fighting an insurance company for bad faith can be highly penalizing for the insurer. If we can prove that the insurance company violated the Unfair and Deceptive Trade Practices Act (UDTPA), the courts can severely punish the insurer.

By bringing a bad faith lawsuit, Anna M. Parsons can help you pursue:

When an insurance adjuster realizes that you have retained an attorney who understands bad faith litigation and is willing to take them to court, their entire approach often changes. Let us take over the communication, protect your rights, and force them to play by the rules.